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LendingClub vs Upstart

An in-depth side-by-side comparison of LendingClub and Upstart across ratings, pricing, features and community sentiment.

0 views 0 community votes
Best rated
LendingClub
0.0 · 0 reviews
Best entry price
Free tiers available
Zero-cost starting plan
Most reviewed
LendingClub
0 verified reviews · 0 community votes
Overall winner
It's a tie

Both products score identically on overall rating. Compare features and pricing below to pick the right fit.

Overall rating trend
Last 6 months
LendingClub logo
LendingClub
0 reviews
0.0
-1.00
Upstart logo
Upstart
0 reviews
0.0
-1.00

Which one is right for you?

Quick guidance based on team size, budget and priorities.

Choose LendingClub if…
  • You're one of buyers that need dedicated support and SLAs.
  • You're one of small teams that need to move fast.
  • You're one of cross-functional teams needing wide integrations.
LendingClub
0.0
Learn more
Choose Upstart if…
  • You're one of regulated industries requiring SSO and audit logs.
  • You're one of founders shipping their first product.
  • You're one of cross-functional teams needing wide integrations.
Upstart
0.0
Learn more

Product comparison

Comparing 2 products

LendingClub logo

LendingClub

Online lending

0.0
(0)
Winner
Upstart logo

Upstart

AI-powered lending

0.0
(0)
Ratings & reviews
Overall rating
0.0
0.0
Review volume
0
0
Community preference
0%
0%
Key features
Featured by editors
Not available
Not available
Public pricing
Not available
Not available
Free tier available
Not available
Not available
Self-serve signup
Included
Included
Pricing modelSubscriptionSubscription
Pricing
Starting at

Contact sales

Custom enterprise

Contact sales

Custom enterprise

Resources
Official links

Capability deep-dive

Feature parity across deployment, security, support and integrations.

Deployment & Access

Cloud-hosted (SaaS)
Yes
Yes
Self-serve signup
Yes
Yes
Mobile / native apps
Yes
Yes
Public API access
Yes
No

Security & Compliance

SSO / SAML
No
No
SOC 2 Type II
No
No
GDPR-ready
Yes
Yes
Role-based permissions
Yes
Yes

Support & Onboarding

24/7 support
No
No
Dedicated CSM
No
No
Guided onboarding
No
No
Knowledge base
Yes
Yes

Integrations & Extensibility

Zapier / Make
Yes
No
Webhooks
Yes
Yes
Marketplace / apps
No
No
Custom scripting / SDK
Yes
No

Best for

Segment
LendingClub
Upstart
Startups
Fair
Fair
Mid-market
Good
Good
Enterprise
Excellent
Excellent
Regulated
Excellent
Excellent
Rating distribution
LendingClub
0 reviews · 0.0
5
47%
4
39%
3
10%
2
3%
1
1%
Upstart
0 reviews · 0.0
5
43%
4
38%
3
10%
2
6%
1
2%

LendingClub vs Upstart — FAQ

Is LendingClub better than Upstart?+

Based on aggregated reviews, LendingClub scores 0.0/5 across 0 reviews vs 0.0/5 for Upstart. The gap is meaningful but the right choice depends on your workflow — see the "Choose if…" panels above.

How much does LendingClub cost compared to Upstart?+

Both products offer starter tiers with no upfront cost. Real spend depends on seats, usage and add-on features, so run a 14-day pilot before committing.

Can I switch from LendingClub to Upstart?+

Yes. Both platforms provide export tooling and open APIs. Plan for a data migration window (typically 1–3 weeks), user re-training, and a parallel-run period so power users aren't left stranded.

Which one is easier to get started with?+

Upstart offers a self-serve free entry point, which usually means faster time-to-value. Enterprise-oriented options require a sales conversation but include hands-on onboarding.

Do LendingClub and Upstart integrate with the same tools?+

There's meaningful overlap — both plug into common productivity and analytics stacks. Check the Integrations matrix above for the specific connectors and API surface you need.

Bottom line

These two are neck-and-neck on ratings. The decision comes down to pricing model, team size, and integration fit — use the matrix above to weigh what matters most for your team.